Claire Blake Financial Planning

Inheritance ISAs

Inheritance ISAs – the new(ish) rules Did you know that you can inherit your partner's ISA savings? New rules effective from April 2015 that mean ISA assets can now be passed to spouses/civil partners and keep their tax-friendly status. However many people are unaware...

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ISA transfers: How do you move on?

ISA transfers: How do you move on? Are your ISA’s working for you? Sometimes, having owned your Individual Savings Account (ISA) for a few years, you might notice that the interest or underlying investments no longer give you the return that you need. You may have...

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Make the most of your ISA allowance while you can!

Make the most of your ISA allowance while you can! Are you using your ISA allowances each tax year? You wouldn't want to miss out on a year's worth of tax efficiency, so now's the time to take a look at your savings and move your money within the tax efficient...

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WHAT IF YOU LOST YOUR INCOME?

WHAT IF YOU LOST YOUR INCOME? I understand that it can often be seen as unaffordable, expensive and complex to protect your income.  The Need. Being unable to work due to long term illness or injury is a frightening prospect. If you suddenly lost your income today due...

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Make the most of your ISA allowance while you can!

Make the most of your ISA allowance while you can! The current tax year is rapidly drawing to a close, which means if you haven't yet utilised your ISA allowance for 2016/17, you could be running out of time! You wouldn't want to miss out on a year's worth of tax...

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The Autumn Statement is dead…long live the Autumn Budget!

The Autumn Statement is dead...long live the Autumn Budget! The abolishment of the Spring budget and a change to the an Autumn budget was the only real surprise from the last Autumn statement, unless you count the fact that the countries financial plan isn’t...

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THE STATE OF THE NATIONS ‘PENSIONERS’ !

THE STATE OF THE NATIONS ‘PENSIONERS’ ! New research has recently outlined that a small number of pensioners are turning to loved ones to help them financially during their retirement, with those who are approaching retirement seeming to be in an even worse...

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Historic Rate Cut!

Historic Rate Cut! Good afternoon everyone, I hope you are all having a great week, The Bank of England has today cut the interest rate by 0.25% to a record and historic low of 0.25%. Most Banks, Building Societies and Lenders seem to have follows suit and cut their...

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Brexit Update Three Weeks On

I just wanted to give an update on how things are fairing now that we are nearly three weeks on from the Brexit vote. A lot has happened in the last couple of weeks in the markets as well as the political arena. My advice to clients remains the same in that you should...

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